West Midlands – Home based
£55k to £65k plus car allowance, bonus and package.
Our client is a well established but growing and highly regarded financial services group with an excellent reputation for providing flexible and innovative lending solutions across a range of markets.
They are looking for a Credit Manager to Assist the Head of Risk to develop the overall credit risk strategy.
The successful candidate will plan, direct and manage the overall activities of the credit risk function, within the framework of agreed risk and company policy. To ensure that the incidence and financial impact of credit risk is managed through appropriate credit policies, and a clear understanding of risk and reward.
You will own the client review process and produce portfolio risk reports to senior management on a timely basis.
You will be expected to divide their time between underwriting and portfolio management. The greater emphasis will be towards “underwriting of new and existing clients (70%)”, the latter of which will also dovetail, in part, to portfolio management responsibilities (30%), including the client review process.
To be responsible for,and oversee the credit team in the underwriting of new and existing business proposals, completion of facility reviews, maintaining and improving systems, and the production of information and reports to senior management on a timely basis.
Lead, coach and manage the credit risk team, inspiring the team to be the best they can be.
You will have a proven track record of underwriting and portfolio management experience from an invoice finance background. Including asset-based lending with knowledge of inventory finance.
In the first instance please send your CV in confidence to Lucy Davies at firstname.lastname@example.org