25-Jan-2018
Location:
South Coast
Salary:
To £60k pa, bonus and excellent benefits.
Our client is a long established and highly regarded niche bank with a reputation for providing a broad range of bespoke services and products and developing long term relationships with its clients. One of its leading divisions provides invoice finance facilities to the SME and corporate markets.
This role is responsible for managing credit
risk reporting and analysis alongside managing key credit risk related
projects. This includes standard monthly reporting to the company executive and
governance forums, as well as regulatory reporting.
A key element of the role will be to drive pro-active and insightful analysis of credit trends and emerging risks through the development of a standard monthly reporting suite for a range of stakeholders.
Key responsibilities:
• Lead the provision of high quality standard
monthly reporting to the executive and governance forums supported by robust
analysis and commentary.
• Monitor loan book performance against credit
appetite; produce forecasts for bad debt and provisions in conjunction with finance.
• Own the production and annual review of
Credit Risk Appetite Statement (CRAS) reporting for the division, ensuring
alignment to business appetite and identification of key business risks.
• Manage ICAAP and Pillar II reporting for the
division.
• Contribute to the development of new
methodologies / models for monitoring and managing credit risk across the
portfolio, including stress testing, IFRS 9, AIRB and ICAAP.
• Own emerging risk, risk register and accepted
risk reporting for credit risk across the division.
• Manage the credit risk related regulatory
reporting produced by banking financial control, including but not limited to
FinRep.
• Engage collaboratively with the head of underwriting
and wider leadership team to ensure MI is developed to support the strategic
objectives whilst maintaining credit risk appetite within agreed parameters.
• Lead the development and successful
deployment of risk factor, and any successor or complimentary risk management
systems, in a manner which supports the businesses credit risk management and
governance requirements.
• Drive continuous improvement activity,
challenging processes and procedures to ensure optimal efficiency and
effectiveness, whilst be aligned with business delivery.
• Coach, mentor, and develop staff, including
overseeing new employee on-boarding and providing career development planning
and opportunities, as appropriate.
Essential skills & experience:
• Invoice discounting industry knowledge
• Highly numerate with a good understanding of
credit risk methodologies, with experience of credit risk and portfolio
analysis
• Able to lead and manage relationships with
key stakeholders
• Knowledge of IFRS9 and experience of credit
risk PD & LGD models
• Good knowledge of credit risk policies and,
processes and controls
• Excellent written and presentational skills
Interested candidates should contact Nigel
Blakey, CBC Resourcing Solutions, nigel@cbcrs.co.uk, Tel: 0161 486 0011