Job Vacancy: Head of Credit – Invoice Finance / Asset-Based Lending - Manchester based - CBCRS


£70 -80k plus benefits

Our client is a leading financial organisation who are looking for a Head of Credit to run a small team of sanctioners and a deal structuring manager reporting into the Risk Director.

In this role you will lead, manage and mentor a sanctioning team, act as the business’ central point of contact for all matters associated with credit underwriting, and to create a dynamic and innovative credit function which balances sensible risk-focused decision-making alongside commercial ambition.  

You will be accountable to:
To lead, manage and mentor a credit underwriting team. 
To act as the custodian of the business’ credit policy ensuring decisions consider policy requirements at all times. 
To own the credit approval process across the invoice and specialist finance businesses and ensure that it is understood. 
Promote and demonstrate strong risk focus whilst ensuring an appropriate balance with commercial ambition. 
To ensure timely sanction of facilities within own mandate. 
To work collaboratively with colleagues across the business building strong relationships with new business and relationship management teams. 
To own and maintain ongoing responsibility for the quality of credit applications across the invoice and specialist finance businesses. 
To act as primary owner of credit authorities / mandates and ensure that all business is sanctioned within mandate. 
To ensure training is provided to the business facilitating good quality credit applications and sound knowledge of the credit process. 
To sit as part of the IF & SF Risk Senior Leadership Team and contribute positively and collaboratively to that unit. 

To be considered for this role you must have a career background in the invoice finance sector with considerable experience in credit underwriting.

In the first instance please email Mark Lyons at or call 07790808904 for a confidential discussion.