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© Business Money Ltd 2008

Privacy Policy

Last Updated: October 2004

NOTE: PLEASE READ THE FOLLOWING. THIS SETS OUT THE PURPOSES FOR WHICH WE MAY USE DATA PROVIDED BY YOU WHEN YOU ACCESS/USE THIS WEBSITE.

  1. Data We Collect From time to time, as you use the Business Money web site ("Site"), you may be asked to submit certain information (including 'personal data' as defined under the UK Data Protection Act 1998) to us so that we can provide you with services you request and also ensure that we serve you better. Specifically, our site's registration form requires users to give us contact information, personal identifiers and may ask for other business and financial information relevant to these services. Data that you provide to us, will for example be used to: set up and administer your account when you take out a subscription to our magazine(s); or may be used provide further information to you if you register an interest in any products or services on our Site, or for the purposes of supplying any products or services requested from us or specified third parties (such as advertising, news or research services). It also may be used in order to generate requests for quotes ("RFQ"s) where specific information is needed about your business that enables third party sellers and suppliers appearing on the Site ("Vendors") to provide you with quotes or other business information. Please be aware, that you are under no obligation to provide such data and information and you can decline to provide any data and information or withdraw your consent to its further use at any time. However, you may not be able to continue obtain quotes or receive other goods or services available through the Site if such data and information cannot be used.

  2. Use and Disclosure of Information The data and information you submit to us may be used for the administration and operation of this Site and services and products offered through it, to assess the needs of the users of the Site, to select the Vendors who may be most appropriate to your stated circumstances, and to market our services on the Site and those of our Vendors, and for the purposes set out below, including registration, order processing, surveys, advertising, and compilation of industry statistics.

  3. Sharing Information Since successful operation of the Site is based on sharing data and information with our Vendors and business partners, we may disclose your data or information to third parties participating in the Site such as advertisers or Vendors who have provided you with quotes in response to an RFQ or wish to provide you with information about their products and services. We also may disclose your information to any purchaser or successor to our business and to agents we engage (under our authority) to process data on our behalf. We will also use information internally in the administration of this Site and (subject to your right to withdraw you consent at any time) to send you information about the Site.

  4. Profiling Demographic and profile data is also collected at the Site. We use this data to prepare broad aggregate information relevant to website participants, such as industry trends. We may also use and publish all data generated in connection with the Site in any manner provided that your identity remains anonymous.

  5. Changes to our Purposes In the event that our purposes for processing information about your business change, then we will notify you (using your submitted contact details) as soon as reasonably practicable.

  6. Order Processing Financial information is used ONLY to help generate RFQs that enable Vendors to provide you with quotes and to process any orders you submit for goods and services. Financial data or information that is collected from you may also be used by us and our Vendors to check your qualifications/eligibility. It may be necessary for us or Vendors to further verify certain types of financial information with you before processing your RFQ or order. We will not share your financial information with any other parties unless they need to know the information to process your order or perform a service at your request. We will not, without permission, wilfully disclose a participant's financial data or information to any third party except as provided for in this Policy, or when we believe in good faith that it is required by law or regulation (including any relevant stock exchange rules).

  7. Third Party Links This Site contains links to other websites not controlled by us. We are not responsible for the privacy practices, data collected or the content of such other websites. The parties at these linked websites are not under a duty to abide by the Privacy Policy of the Site. If there are terms and conditions, other privacy statements or policies appearing on those websites, you should also review them as your use of those sites may be subject to them.

  8. Third Party Participation on Our Web Site The Site is provided in order to facilitate sharing of information and commerce between website participants. However, where you decide to post your data or information on a bulletin board or other public area (such as the marketplace), we cannot in all cases control the way in which our website participants use your information. Please be aware that this Privacy Policy does not apply to information provided to our website participants by you or that you make available to them. The information provided to our website participants may be used by them in accordance with their terms, privacy policies or statements, which may differ from ours. If you inquire about or participate in a transaction with a third party in one of the marketplaces on the Site, then your identity and information relating to that transaction will be forwarded to such third party.

  9. Cookies The Site uses cookies and other software to keep track of a user's identity and selections when on the Site. A cookie is a text file sent to the browser on a user's personal computer to identify that PC/user to our Site. Cookies help us tailor Site content so that it is specific to your interests. Most browsers allow you to turn off cookies and you are free at any time to do this when accessing the Site. If you want to know how to do this please look at the 'Help' or equivalent menu on your web browser (e.g. MS Internet Explorer). However, switching off cookies will, in some cases, impair or restrict your use of the Site and the services that you can use.

  10. Security The Site has technical security measures in place to protect the loss, misuse and alteration of the information under our control. While we seek to secure and protect your personal information as far as we can, we cannot guarantee the security of all information you transmit over the internet, and you do so at your own risk. Note: You should never reveal or disclose secure bank account access information (e.g. passwords and PINs) in response to an e-mail request.

  11. Choice/Opt-Out The Site provides you with the opportunity to opt-out of receiving further communications from us about the services available on the Site, at the point where we request information from you. In addition, you may request not to receive future communications. You can contact us at using the details set out below.

  12. Access to your Information and Correcting/Updating your Information You may at any time request us to make available to you a copy of the personal information held about you. You may also change or ask us to delete and information previously provided to us. You can contact us at the details set out below. Please note that for verification purposes such requests to us must be in writing and you may have to provide such identification as we consider reasonably necessary.

  13. Contacting the Web Site If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact: Business Money Limited, Bowdens Business Centre, Hambridge, Somerset TA10 0BP UK. Telephone +44 1458 253536.

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