Insurance, emergencies, and stress: Manage it like a pro
Certain sectors will feel the pinch of Covid-19’s disastrous impact more than others, and insurance is certainly going to be one of them. However, unlike most of the other major industries that have been hit hard such as consumer electronics, the insurance sector also has opportunities in front of them. More people than ever before are looking to buy health insurance policies that will cover their hospital expenses if they catch the virus. To both capitalize on the situation for the future and help patients get the treatment they need in this time of global emergency, read on as we discuss a few tips to handle all the stress of being an insurance agent in a time like this.
Help first
This is not the time to just think of profit, but a time to truly help your clients in any way that you possibly can. Being a health insurance agent, you will need to pull health records often now, and quickly at that. American Retrieval has been helping insurance agents and lawyers do exactly that for decades now, so use their interface to pull digital health records as necessary, to determine the legitimacy, possible coverages, liabilities, etc. at a brisk and continuous pace. Since you can do this all from home, by just sitting in front of your laptop, you will be serving your clients without any risk to your own health.
Estimate
The applications for immediate health insurance coverage have been nothing short of overwhelming recently. Unfortunately, not everyone can be put under immediate protection, given the condition of things. However, once the panic blows over a bit, the demand is going to come down to more manageable numbers. As a medical insurance agent, now is the right time for you to both book new customers if you can and estimate the clients you will have the highest chance of landing, once the panic subsides a bit. That estimate is going to be crucial a few months down the line when the novel coronavirus curve flattens, but the fear remains.
Act when you can
If your company provides you with the opportunity, use that opportunity and your phone to land clients. However, that may or may not be valid until things cool down a little and the insurance sector figures out a way to deal with the pandemic’s impact on their own industry.
Concentrate on staying safe and keeping everyone at home safe
The best way to bust stress has always been spending quality time with the family, something that insurance agents, in particular, find it really hard to do on account of their wacky schedules. In spite of getting overwhelmed and feeling stressed out, use your off hours to truly spend more time with the family and grow closer to them. It will also give you the opportunity to make sure that all the safety measures are being taken inside your home and nobody’s going out without reason.
