FLA Members provided £80bn of new lending in H1 2025
New figures released today by the Finance & Leasing Association (FLA) show that FLA members across the asset finance, consumer finance and motor finance markets provided £80.3bn of new lending in the first half of 2025, 4% higher than in the same period 2024. Of this total:
- £20.2bn was provided to businesses for investment in machinery, equipment, and vehicles, including £12.0bn to SMEs.
- £60.1bn was provided to households, including £21.0bn for new and used car purchases.
- £31.8bn was provided by non-bank lenders.
Stephen Haddrill, director general at the FLA, said: “During my time as director general of the FLA, our markets have faced many challenges; firstly, the Covid pandemic, then subsequent supply shortages, a cost-of-living crisis, tariff uncertainty, and indeed regulatory uncertainty.
“However, our members and their markets are resilient – annual new business levels increased from around £140bn a year in 2019 to almost £160n in our latest statistics.
“This is heart-of-the-economy funding – whether it’s supporting small or micro business investment, high street purchases or helping to buy the family car. It matters because it makes a difference to people in their day-to-day lives.
“Motor finance lenders are currently weathering a tough period, but they will prevail because they have good products and loyal customers.”
| Q2 2025 | % change on prev. year | H1 2025 | % change on prev. year | 12 months to Jun 2025 | % change on prev. year | |
| Total FLA new business (£m) | 40,150 | 2 | 80,319
| 4 | 158,824
| 4 |
| By customer:
| ||||||
| Business (asset) finance (£m) | 10,110 | -3 | 20,230 | 1 | 39,898 | 1 |
| Consumer finance (£m) | 30,039 | 4 | 60,089 | 5 | 118,926 | 4 |
| Within the above: | ||||||
| Motor finance (£m) | 13,369 | 2 | 27,995 | 5 | 53,436 | 3 |