payabl. brings connected in-store payments to the UK as part of its omnichannel growth
European financial technology provider payabl. has launched its point-of-sale (POS) solution in the UK, helping merchants deliver fast, reliable, and secure in-person payments as part of a unified experience across channels.
payabl. in-store enables businesses in retail, hospitality, and services to accept multiple payment methods – including Visa, Mastercard, Apple Pay, Google Pay, and Samsung Pay. Since its launch in 2023, payabl. in-store has been proven in the EU, with thousands of terminals live and a 99.99% uptime record.
“The UK launch marks a major step in our mission to make money flow for merchants everywhere,” said Kristaps Zips, UK CEO at payabl. “Our POS solution gives businesses a reliable, easy-to-use way to accept payments and gain complete visibility of their transactions, across every channel.”
“At Horsepower Motor Centre, we pride ourselves on delivering a fast, reliable experience for every customer – from the moment they walk in to when they drive away. That same expectation applies to how we take payments: they need to be quick, seamless, and trustworthy,” said Alex Kuligowski, owner of Horsepower Motor Centre.
“We chose to work with payabl. because it brings that same level of performance to our point-of-sale experience. The plug-and-play setup was straightforward, next-day settlements help us keep cash flow steady, and having a dedicated manager we can reach directly gives us real confidence as we grow. It’s a partnership that combines technology and service in a way that’s needed for a growing business like ours.”
With payabl., merchants can move faster, simplify reconciliation, and connect all sales channels through one platform:
- Plug and play – ready to use straight out of the box.
- Next-day settlement – receive takings quickly and keep cash flow predictable.
- Popular payment methods – accept contactless, chip & PIN, and all major cards and mobile wallets.
- Real humans on hand – get dedicated, local support from your client manager.
- One platform – monitor every transaction and business insight from a single dashboard in payabl.one.
UK businesses embrace the shift to digital payments
The UK’s transition toward digital payments continues to accelerate. In 2024, debit and prepaid cards accounted for 46% of all point-of-sale transactions, compared with just 10% in cash, one of the lowest cash shares worldwide. Insights from payabl.’s State of European Checkouts report confirm that speed, convenience, and security remain the top priorities for consumers when choosing how to pay.
Building a unified payments experience
Through payabl.one, the company connects payabl. in-store with payabl. checkout, as well as payabl. business accounts and payabl. virtual business cards, creating a truly omnichannel ecosystem that brings online and in-person payments together under one provider and one dashboard.
For growing businesses, managing payments, payouts, and fraud prevention often means juggling multiple systems. payabl.one consolidates everything into one connected platform, making it the daily go-to for managing business finances.
“We’re continuously expanding our product suite to give merchants full control of their payments stack,” said Breno Oliveira, head of product at payabl. “With payabl.one, our goal is to bring every part of a merchant’s financial flow – online, in-store, business accounts, and card issuing – into one connected platform. The launch of our POS solution in the UK is a key step toward that vision. It enables merchants to unify how they accept and manage payments across channels, while staying focused on what matters most: running their business. Our next development, SoftPOS, will extend that flexibility even further when it launches in 2026.”