Specialist Hub unveils the UK’s lowest-priced buy-to-let second charge product in partnership with Scroll Finance
Specialist Hub has announced the launch of a new semi-exclusive buy-to-let second charge product developed in collaboration with Scroll Finance – marking a significant step forward for brokers seeking competitive pricing and faster decisioning for landlord clients.
Scroll Finance continues to strengthen its footprint in the specialist lending market. Its innovative approach to technology-enabled underwriting and landlord-focused product design has made the partnership a natural fit for Specialist Hub, who have worked closely with the Scroll team throughout development.
The new product arrives at a time when landlord borrowing options remain limited. Despite strong demand, only a small fraction of the second-charge sector serves non-residential or investment property needs, leaving many landlords reliant on slower, more expensive alternatives. This latest launch brings much-needed choice – at a price point unmatched elsewhere in the current market.
With rates starting from 7.05% and loans available up to 75% LTV, the product is structured to support both individual landlords and portfolio investors. Automated valuations are available on suitable properties to help streamline processing times, with the exception of HMO applications involving multiple securities, where full valuations are still required. Both two- and five-year fixed rate options are on offer, and loan sizes are available up to £300,000.
Tony Sutton, managing director of Specialist Hub, commented, “Scroll Finance has brought real innovation to the sector, and we’re delighted to launch this semi-exclusive buy-to-let second sharge product together. It delivers exceptional value for landlords, and the flexibility and speed brokers are crying out for in today’s market. We’re also pleased to support intermediaries with a strong commission structure, ensuring the product works commercially for brokers as well as for their clients.”
John Webb, head of lending at Scroll Finance, added: “Working with Specialist Hub has allowed us to refine a product that genuinely meets the needs of modern landlords. Their insight and distribution strength have been invaluable, and we’re excited to bring this offering to the market through a partner who shares our commitment to service and innovation.”
This launch further strengthens Specialist Hub’s position as a leader in delivering specialist lending solutions and gives brokers access to one of the most competitive buy-to-let second charge options available in the UK today