FCI releases 2025 world industry statistics as global factoring market surpasses €4tn
In 2025, the global factoring industry reached a new milestone, with worldwide factoring turnover surpassing €4 trillion. The latest FCI World Factoring Statistics show total global turnover of €4,039bn, compared to €3,895bn in 2024, representing an increase of 3.7%.
This growth follows a year of consolidation in 2024 and reflects the continued resilience and relevance of factoring and receivables finance in supporting the real economy. Despite ongoing global uncertainty, geopolitical tensions, shifting trade patterns, and continued pressure on liquidity, factoring remains a vital source of working capital for businesses, particularly SMEs operating in open account trade.
The 2025 results reaffirm the industry’s long-term growth trajectory and its important role in helping companies unlock liquidity, manage customer payment risk, and support sustainable trade flows across both domestic and international markets.
Europe
Europe retained its position as the largest regional market, reaching approximately €2,658bn in 2025 and accounting for 65.8% of global factoring turnover. The region recorded growth of 2.2% over 2024.
Key European markets continued to provide a strong foundation for global factoring activity, including France, Germany, the United Kingdom, Italy and Spain. Germany recorded solid growth of 6.3%, while Belgium, the Netherlands, Poland and Portugal also contributed positively to the region’s performance.
While some markets experienced moderate contractions or stable performance, Europe’s overall result demonstrates the maturity and continued importance of receivables finance across the region.
Asia-Pacific
Asia-Pacific remained the second-largest regional market, with turnover reaching approximately €995bn, representing 24.6% of global turnover. The region grew by 3.2% compared to 2024.
China remains the largest individual factoring market globally, recording turnover of €713bn, an increase of 5% over the previous year. Other important contributors included Singapore, Taiwan, India, Japan and Hong Kong. Singapore posted strong growth of 15.9%, while India increased by 13.9% and Taiwan by 10.5%.
The region continued to show mixed performance across markets, reflecting differing economic conditions, trade dynamics and local market maturity.
Americas
The Americas delivered one of the strongest regional performances in 2025, with total turnover reaching approximately €326bn, representing growth of 20% over 2024.
North America recorded particularly strong growth, increasing by 35.1% to reach €160bn, driven mainly by the United States, which grew by 35.5%. Canada also posted growth of 20%.
South and Central America reached approximately €165bn, an increase of 8.2%. Brazil recorded strong growth of 22.2%, while Peru grew by 13.1% and Mexico by 6.1%. Chile remained stable as one of the region’s largest markets.
Africa
Africa’s factoring market reached approximately €51.4bn in 2025, representing growth of 2.2% compared to 2024.
South Africa remains the dominant factoring market on the continent, while Morocco continues to be a significant contributor. Egypt recorded notable growth, increasing to €2.4bn, reflecting the continued development of receivables finance in the region.
The results underline the growing relevance of factoring in Africa, particularly as businesses seek alternative sources of working capital and as public and private sector stakeholders continue to explore solutions to support SME finance, trade and supply chain development.
Middle East
The Middle East recorded turnover of approximately €8.8bn in 2025, representing growth of 8.7% compared to 2024.
The region’s performance was supported by growth in Israel, while the UAE remained the largest market in the region. Data collection and consistency remain ongoing challenges in parts of the Middle East, but the figures point to continued interest in receivables finance and open account trade solutions.
Industry Outlook
The 2025 statistics demonstrate that factoring continues to play an essential role in the global trade finance ecosystem. With turnover now exceeding €4tn, the industry has further strengthened its position as a reliable and effective financing tool for businesses worldwide.
Betül Kurtuluş, deputy secretary general of FCI, remarked: “The 2025 statistics mark an important milestone for the global factoring industry, with worldwide turnover surpassing €4tn. This achievement reflects the continued resilience, adaptability and relevance of factoring in supporting businesses through changing market conditions. At a time when many SMEs continue to face challenges accessing traditional finance, factoring offers a practical way to unlock working capital from receivables, mitigate payment risk and support open account trade. It is not only a financing tool, but an important part of the solution in helping narrow the SME trade finance gap and enabling sustainable economic growth.”
The latest data confirms that receivables finance continues to strengthen its role within the global trade ecosystem. As supply chains become more regionalised and trade corridors evolve, businesses are increasingly relying on flexible, open account solutions supported by factoring and supply chain finance.
In an environment characterised by higher interest rates, tighter liquidity, and ongoing geopolitical uncertainty, working capital optimisation has become a strategic priority for companies of all sizes. Growth is increasingly driven by emerging markets, where constrained access to traditional financing continues to reinforce the role of receivables finance as a key enabler of SME participation in global trade.
These trends point to a broader structural shift: receivables finance is no longer a cyclical instrument, but an integral component of modern trade. In this evolving landscape, FCI continues to play a central role by providing global standards, connectivity, and a trusted international network to support cross-border business.
FCI extends its sincere thanks to all members, partners and contributors who supported this year’s data collection process. Their continued cooperation helps strengthen transparency, accuracy and understanding of the global factoring and receivables finance industry.