FLA members provided £56bn of new lending in the first four months of 2026
New figures released today by the Finance & Leasing Association (FLA) show that FLA members across the asset finance, consumer finance and motor finance markets provided £56.0bn of new lending in the first four months of 2026, 5% higher than in the same period of 2025. Of this total:
- £14.0bn was provided to businesses for investment in machinery, equipment, and vehicles, including £8.8bn to SMEs.
- £42.0bn was provided to households, including £15.4bn for new and used car purchases.
- £22.6bn was provided by non-bank lenders.
Shanika Amarasekara, CEO of the FLA, said: “Asset finance, motor finance and consumer finance are essential to the UK’s real economy, helping businesses invest, supporting households with major purchases, and keeping activity moving across the country.
“Our latest figures underline that impact, with £56bn of new lending in the first four months of 2026, up 5% on last year, showing our members continue to deliver even in a challenging environment.
“With the right economic and regulatory environment, our sector can go further, unlocking investment, supporting growth, and making sure people and businesses can access the finance they need.
“The FLA Impact Report 2026, launching on 29 June, brings that story to life, highlighting the scale, reach and real-world impact of our industry across the UK economy.”
Apr 2026 | % change on prev. year | 3 months to Apr 2026 | % change on prev. year | 12 months to Apr 2026 | % change on prev. year | |
Total FLA new business (£m) | 13,848
| 6
| 43,518
| 7
| 165,712
| 5 |
By customer:
| ||||||
Business (asset) finance (£m) | 3,736 | 14 | 11,209 | 9 | 41,057 | 4 |
Consumer finance (£m) | 10,112 | 3 | 32,310 | 6 | 124,655 | 6 |
Within the above: | ||||||
Motor finance (£m) |