Assetz Capital slashes cash requirement for developers via planning gain
Assetz Capital, a leading SME property development finance provider, has updated its development finance product to allow full planning gain as a valid equity contribution, reducing the cash required from developers and enabling them to fund more schemes.
Andrew Fraser, chief commercial officer at Assetz Capital, said: “By recognising planning gain as a genuine contribution, we’re lowering the cash burden on developers and enabling them to deploy maximum leverage. This means cash may be retained for further schemes, which in turn will boost housing output.”
Fraser continued “Under the new policy, developers who have invested time and funds to secure or enhance planning approval can count the uplift in site value as part of their contribution. All transactions must be fully evidenced, including acquisition costs, planning investment, and the value uplift generated. Purchases at discounted prices do not qualify, and all deals are expected to be fully funded, straightforward, and in saleable locations across all regions of the UK.”
The update maintains full LTGDV (72.5%) and LTC (87.5%), structure, and Assetz Capital’s proven project monitoring. It reinforces the company’s commitment to helping SME developers unlock capital, accelerate delivery, and bring more high-quality