Hampshire Trust Bank (HTB) has reduced monthly interest rates across its full bridging finance range by 10 basis points (0.10%), effective immediately. The reduction applies to all bridging loan types, including residential and semi-commercial assets, and includes its heavy refurbishment product, which is designed for experienced developers undertaking substantial works such as house-to-HMO conversions and […]
Buy-to-let lender Landbay has announced rate reductions across its popular non-portfolio range of products, with rates falling by 0.25%. The non-portfolio range, designed for landlords with three or fewer mortgaged properties, benefits from both AVM and standard valuation options. This five-year fixed rate range starts at 4.09% and is available up to 75% loan-to-value (LTV). […]
Allica Bank, the leading UK challenger bank for established businesses, has launched a new long-term sub hire product as part of its growing asset finance proposition. The innovative product means hire companies can hire the equipment to their customers for up to 36 months and opt for a fixed rate hire purchase agreements of up […]
Landlord research carried out by mortgage market specialist Pegasus Insight reveals a worrying trend, with far more landlords planning to sell off property than invest in the next year, 39% saying they will probably exit the market within the next five years and only 22% saying they have no intention of selling. The latest Landlord Trends report […]
Assetz Capital, a leading funder in the SME residential development space, has announced a further cut to its development finance rates, now starting from a highly competitive 8.85%. This follows a prior rate reduction in February, signalling the lender’s continued push to drive housing delivery across the whole of the UK, with a series of […]
The latest analysis by award winning mortgage adviser, Alexander Hall, suggests that whilst some evidence may point to more landlords leaving the sector, there has been a significant increase in the number of new buy-to-let loans being secured in recent months, driven by the ever-improving rates on offer to investors. The analysis of the latest industry data* […]
Gatehouse Bank has today announced a rental rate* reduction of 0.24% across its full range of two-year fixed term Buy-to-Let (BTL) Purchase Plans, available to UK Expats and International Residents. Today’s changes apply on all standard and green two-year products, including those for customers seeking finance for Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks […]
Higher costs in London have cut housing associations’ ability to take on more properties, spurring regional inequality. Planning approval slowdowns in the UK have been plagued by regional inequity in recent years, with 2025 proving no different. According to the NHBC, seven out of twelve UK regions saw increased housing registrations in 2024, particularly in the […]
According to Savills, take-up of science related space across the Golden Triangle totalled 321,222 sq ft in Q1 2025, a decline of 26% on the first quarter of last year. This can be attributed to a more challenging occupational market and restricted global venture capital (VC) flows. However, the firm is starting to see more […]
Saffron for Intermediaries has today announced a significant revamp across much of its range as part of its ‘embracing different’ broker promise. The changes include enhanced Professional Income Boost criteria with a new maximum 6.0x LTI, a new approach to Development Finance with increases to key loan parameters, and several criteria updates across residential and buy-to-let. […]
