DF Capital enhances its award winning LCV stock finance product
DF Capital, a specialist bank providing finance to dealer and manufacturing businesses across the UK, has enhanced its Light Commercial Vehicle (LCV) stock finance product, introducing new features that directly respond to the needs of today’s dealers and rental operators, helping them to grow their businesses and improve cash flow.
Recognising the evolving challenges in the sector, from shifting demand for commercial vehicles fluctuating to constrained cash flow, DF Capital now offers even greater flexibility through a choice of two tailored plans: Flex and Revolve. Both options provide up to 91 days before capital repayments begin, helping businesses bring stock into inventory without immediate financial pressure.
The solution is tailored for new and used vehicles alike and works for dealers of all sizes, from independent to larger operations with diverse stock profiles. With a standard term of 270 days, DF Capital’s enhanced offering is designed to unlock working capital, improve cash flow and accelerate growth.
To further support the market, DF Capital offers a flexi rental funding option. This addition enables dealers who offer rental options to more effectively manage vehicles with payment structures aligned to income cycles, providing agility in a fast-moving environment. Importantly, there are no early repayment penalties, giving customers the freedom to repay early as stock sells or business needs change
The business has also introduced an adaptable lending policy to help fund alternative use cases, including vehicle conversions and attachments.
DF Capital’s commitment also goes beyond funding. Its in-house digital platforms, DF Connect and DF Check, make managing stock lines and vehicle audits simple and transparent. Dealers can view live credit limits, request increases, upload documentation, and track their entire facility online, thereby streamlining operations and saving time.
Backed by the British Business Bank and operating with FCA and PRA regulation, DF Capital offers the reassurance of a stable, well-capitalised lender with deep sector knowledge. The company’s UK based team works closely with every customer to shape bespoke credit facilities that support long-term growth. Same day payments, direct supplier settlement, and a single monthly payment for all fees and capital repayments further simplify the funding process, allowing dealers to focus on sales.
As the LCV sector evolves, DF Capital is proud to stand alongside dealers and fleet operators as a trusted partner offering smarter, more flexible finance. Angela Goulding, DF Capital’s managing director of Commercial Assets, commented: “DF Capital exists to help our customers grow, and that’s exactly what our stock finance product enables. We understand the pressure dealers and fleet operators face when balancing stock 2 levels with cash flow. That’s why we’ve built a solution that puts flexibility, support, and speed at its core, backed by a team that understands the sector.
“As we look to grow our presence in the LCV sector, new benefits like flexi rental and more adaptable funding policies, reflect our commitment to delivering practical, customer first solutions”.