LoanTube partners with Cubefunder to deliver human-first finance for UK SMEs
LoanTube, the UK’s leading digital credit marketplace, has partnered with Cubefunder, an alternative business lender known for combining technology with a personal touch. The partnership enhances access to fast, flexible, and transparent funding for small businesses, particularly those underserved by traditional high-street banks.
Through a seamless API integration, Cubefunder joins LoanTube’s network of over 50 lenders, allowing the platform’s AI-powered engine to match SMEs with tailored, pre-qualified loan offers in real time. Together, the two companies are addressing the UK’s £20bn SME funding gap by ensuring that capital is both widely accessible and human-centred.
“Our partnership with Cubefunder combines our proprietary AI-powered technology with a human touch,” said Gurprit Singh Gujral, Founder and CEO of LoanTube. “Whilst faster lending decisions are important, it’s also important to build trust and Cubefunder’s approach of meeting business owners where they are is helping them secure the finance they need to grow with confidence.”
Cubefunder’s approach to business lending pairs speed with personal engagement. As part of every application, a Cubefunder representative visits each business in person before funding, reinforcing its belief that lending should be personal as well as data-driven. Following the visit, approved businesses typically receive funds within 24 hours.
“At Cubefunder, we’re always looking to partner with forward-thinking platforms that share our commitment to supporting SMEs and LoanTube is a perfect example of that”, said Gary Miller-Cheevers, CEO of Cubefunder. “This integration makes it even easier for brokers and businesses to access the funding they need, quickly and transparently. We’re proud to be working together and excited to see how this partnership continues to grow.”
The partnership marks another step in LoanTube’s commitment to making fair, transparent, and accessible finance a reality for UK SMEs. By combining open banking data, real-time analytics and AI-driven matching to deliver accurate, pre-qualified offers for consumers and SMEs. LoanTube analyses live turnover, cash flow and volatility to build dynamic borrower profiles, even for thin-file or early-stage firms.
Integrated with Companies House, credit bureaus and lender APIs, it instantly connects businesses with the right lenders while maintaining a human-centred experience built on guidance and trust. By replacing outdated credit scoring with live financial insights, it ensures lending decisions are fair, transparent and inclusive, helping individuals and small businesses access finance with confidence.