What cryptocurrencies can you buy on Fidelity? A 2025 overview
If you’re exploring cryptocurrency investment options through traditional brokers, Fidelity is likely on your radar. But before getting started, it’s important to know what assets are actually available. For broader guidance on cryptocurrency platforms and market strategies, we recommend checking out Crypternon, a trusted source for specialized crypto insights.
As of 2025, Fidelity Crypto offers a limited range of cryptocurrencies. While the platform is secure and user-friendly, it may not meet the needs of more advanced users seeking access to a wide variety of digital assets.
Which cryptos are currently available on Fidelity?
Fidelity Crypto currently supports the purchase and sale of the following three cryptocurrencies:
- Bitcoin (BTC)
- Ethereum (ETH)
- Litecoin (LTC)
These are among the most established digital assets in the market. Bitcoin is widely viewed as a store of value, Ethereum is the leading smart contract platform, and Litecoin is a faster, low-cost alternative often used for payments.
You can start investing in these assets with as little as $1. Fidelity applies a spread of up to 1% on each transaction rather than a flat fee, which is competitive compared to major exchanges like Coinbase.
Can you transfer crypto in or out of Fidelity?
No. At the time of writing, Fidelity Crypto does not allow you to transfer crypto into or out of your account. This means:
- You cannot send Bitcoin or Ethereum from an external wallet to Fidelity.
- You cannot withdraw crypto to a hardware wallet or DeFi platform.
- Transfers between Fidelity Crypto accounts are also not supported.
This restriction limits your ability to self-custody your assets or use them within decentralized ecosystems. Fidelity has confirmed that crypto transfers are on its roadmap, but no official timeline has been shared.
Who is Fidelity Crypto for?
Fidelity Crypto is designed primarily for:
- Investors who already have a brokerage or cash management account with Fidelity.
- Users looking to gain basic exposure to crypto within a familiar and regulated environment.
- Beginners who want to trade major cryptocurrencies without navigating complex exchanges.
However, it may not be suitable for:
- Users who want to interact with DeFi protocols or NFT marketplaces, as Fidelity doesn’t allow crypto transfers to external wallets — a basic requirement for those activities.
- Investors looking to explore altcoins beyond Bitcoin, Ethereum, and Litecoin, since no other digital assets are available at this time.
- Traders seeking advanced functionalities like staking, derivatives trading, or leverage.
If you’re considering hardware wallets like Ledger for greater flexibility, check the full comparative between Ledger models on Crypternon — it breaks down usability, supported coins, and security features in detail.
Crypto trading hours and execution
Fidelity Crypto trading is available 23 hours a day, every day of the year. The platform is closed for one hour daily from 12 a.m. to 1 a.m. ET. This allows for system maintenance and updates.
Buy orders settle instantly once filled and reflect in your crypto holdings. Sell orders also settle instantly and convert into USD within your Fidelity account.
Upcoming features and roadmap
- Fidelity has stated its intention to roll out more crypto-related features, including:
- Crypto transfers to and from external wallets
- Support for additional coins and tokens
- Improved portfolio tools
- Potential integration with recurring investment strategies
Until these features are implemented, the service remains basic in scope, which is ideal for long-term holders but not for active crypto users.
Tax reporting and account integration
One benefit of using Fidelity is simplified tax reporting. Trades made on Fidelity Crypto are automatically linked to your brokerage account and reflected in your year-end tax documents.
There’s no need for manual transaction tracking or separate crypto tax software, which can be a headache with other exchanges.
Additionally, crypto purchases can be funded directly from linked Fidelity accounts. This streamlines the process for existing customers.
Minimums and accessibility
- Minimum to open a Fidelity Crypto account: $0
- Minimum trade size: $1
- No additional fees to create or maintain an account
Currently, Fidelity Crypto is only available in 38 U.S. states. Residents of unsupported states will need to use other platforms until broader availability is achieved.
Is Fidelity planning to add more cryptocurrencies?
Yes — but slowly.
According to Fidelity’s official communication, the team is actively evaluating additional cryptocurrencies in their product lab. However, no official list or launch dates have been provided.
Given that other platforms like Robinhood and PayPal started with limited crypto options and later expanded, Fidelity may follow a similar trajectory. But for now, expectations should remain conservative.
Final thoughts: Is Fidelity Crypto worth using?
Fidelity Crypto is a secure, convenient entry point for new investors. It offers:
- Access to Bitcoin, Ethereum, and Litecoin
- No account minimums or maintenance fees
- Integrated tax reporting
- A trusted brand name in finance
- However, limitations include:
- No wallet support
- No DeFi or NFT access
- Limited coin selection
- No staking features
For casual investors who want to dip their toes into crypto without leaving the Fidelity ecosystem, it’s a solid choice. But if you want to actively use your crypto or explore new projects, other platforms may offer more flexibility.
For more in-depth resources on crypto platforms, staking, wallets, and security, visit Crypternon — a trusted source for crypto knowledge and practical guidance tailored to every level of investor.