New research from Finova, one of the UK’s leading lending and savings software providers, reveals that although UK lenders say specialist buy-to-let (BTL) products deliver stronger margins and lower risk, the borrowers driving demand in the sector are still underserved. Among lenders offering specialist BTL products, one in five (22%) said holiday lets deliver the […]
98,450 transactions completed in October despite ‘kite flying’ uncertainty. The property market will need to keep being resilient to tackle Rachel Reeves’ council tax Budget shake up, say leading audit, tax and business advisory firm, Blick Rothenberg. Mark Cunningham, a partner at the firm said: “Despite the kite flying and uncertainty created in the long […]
Allica Bank, the business bank dedicated to established SMEs, is today expanding its owner-occupier mortgage appetite to enable businesses to borrow while keeping more capital in the business. To mark the launch of the updates, it has introduced a limited-time cashback offer, which will see eligible customers receive 0.5% cashback on the loan amount (excluding […]
The Autumn Budget is fast approaching. The Conservatives already set out their plans to abolish stamp duty during Party Conference season. New analysis from Centre for London demonstrates how replacing Stamp Duty and Council Tax with a proportional property tax could alleviate pressures on the London housing market. Centre for London’s new analysis found that: […]
New analysis of the performance of the Help to Buy new build home ownership loan scheme reveals that the initiative, which helped over a third of a million people get onto the property ladder, has delivered a £1.38bn return on investment for the Exchequer from fully repaid loans and interest payments to date. It is […]
Cynergy Bank has introduced a new bridging finance product aimed at UK property developers, featuring no arrangement fees, no exit fees and reimbursement of valuation and legal costs after the sale of the first unit. This initiative aims to support property developers amid current political uncertainty and a slowing market. The product targets minimum loan […]
Gatehouse Bank has today reduced rental rates* by 0.31% on all two-year fixed term buy-to-let (BTL) Purchase Plans available for UK expats and international residents. The new rates apply across standard and green two-year products, including for those customers seeking finance for Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBS). Gatehouse Bank accepts applications […]
Landlord research carried out by mortgage market specialist Pegasus Insight reveals deep anxiety in the buy-to-let sector ahead of the 26 November Budget, with widespread concern that further tax increases could accelerate landlords’ withdrawal from the Private Rented Sector. According to the latest Landlord Trends Q3 2025 report, the proposed 8% National Insurance (NI) charge […]
Landlords are hoping commonhold will deliver lower service charges, according to new research from Landbay. Almost half of the landlords polled (46%) said they were hoping for lower service charges under the new system. Just over a fifth (21%) said they were looking forward to better maintained buildings and the opportunity to charge higher rents […]
Oversupply in the UK property market is creating downward pressure on prices, Home.co.uk’s House Price Index for November is warning. Even the formerly top-performing northern regions are now showing sub-inflation growth. The key driver there was buy-to-let investment but, with negative capital gains in real terms and rents now sliding, investment impetus will inevitably wane. […]
