Credit Risk Modeller – Fintech London
Our client, a dynamic, rapidly growing fintech requires a senior underwriter/credit risk modeller to come and join their growing team in the South East.
Key Responsibilities:
Building and validating credit models both for origination and lifecycle monitoring. This will include developing scorecards, building open banking forecasting models and developing a decision engine.
Responsible for running forecasting and stress testing analyses, across different portfolio products and segments, covering data analytics, modelling and engagement with stakeholders.
Monitoring credit processes, with the aim to develop and automate existing processes to help establish a robust credit risk framework.
Able to assist the underwriting team when required.
Key Requirements:
Experience in model building, with a background in commercial credit risk underwriting, ideally with experience using Open Banking data.
Experience with using external statistics to enhance model predictability.
A logical thinker, with experience using programming language(s), such as Python or R. Good knowledge of SQL and Advanced techniques in Excel would be an advantage.
The desire to create something unique and ground-breaking in the marketplace.
The drive to work independently and find your place within a rapidly growing business.
Desired experience:
Experience in building credit models, with a background in unsecured business lending, ideally to SMEs and underwriting alternative financial products.
Experience in modelling languages (for example Python or R) is essential to help drive the move to an automated decision engine. Experience in using Open Banking in credit decisioning for businesses would also be beneficial.
The successful candidate will be rewarded with a market leading salary + bonus + excellent benefits package.
For more information about this role or any of our vacancies call 01625 522 774 or email jobs@m2recruit.co.uk.
M2 Professional Recruitment Services
Tel: 01625 522 774
Fax: 01625 523 377
jobs@m2recruit.co.uk
www.m2recruit.co.uk