Hope Capital Property Finance strengthens Dual+ with £1m Dual Legal Representation and Instant Valuations
Award-winning specialist lender, Hope Capital Property Finance, has strengthened its Dual+ proposition with an increased dual legal representation threshold of £1m and instant valuations at enquiry stage, helping brokers complete residential bridging cases even faster.
The enhancements are designed to help brokers and borrowers meet increasingly demanding completion deadlines by streamlining two of the most time-critical stages of the bridging process. The increased dual representation threshold now applies across England, Wales and Scotland, enabling more transactions to benefit from a faster, more cost-effective legal process.
A key feature of Dual+ is its instant valuation process, with valuations instructed and completed at enquiry stage wherever the case qualifies. By bringing this crucial part of underwriting forward, Hope Capital Property Finance is able to make lending decisions sooner, giving brokers greater certainty from the outset and reducing delays later in the transaction.
Supporting the proposition is a dedicated packaging team, ensuring cases are reviewed and packaged on the same day they are received before progressing quickly through underwriting and legal completion.
In addition to these operational enhancements, Dual+ is available at 75% LTV from 0.82%, with the reduced pricing reflecting efficiencies generated through the lender’s funding structure.
Dual+ is available for residential purchases, refinances, capital raises and cosmetic light refurbishment projects, offering:
- · 75% LTV at 0.82%
- · Loans up to £1m (was £500k)
- · Dual legal representation up to £1m (was £500k)
- · Must qualify for an instant valuation
- · Instant valuations up to £1m (was £500k)
- · No upfront legal undertaking up to £1m (was £500k)
- · 3–12 month term
- · Flexible repayment options
- · England, Wales, and Scotland (Was England and Wales)
- · Full title insurance
- · Accelerated underwriting driven by enhanced upfront packaging
Kim Parker, director of lending operations and commercial strategy at Hope Capital Property Finance, said: “Speed and certainty continue to be two of the biggest priorities for brokers, particularly when dealing with time-sensitive residential bridging cases. By increasing our dual representation threshold to £1 million and bringing instant valuations into the enquiry stage, we’re removing two of the biggest causes of delay and giving brokers greater confidence that cases can complete within challenging timescales.
“Combined with our dedicated packaging team and experienced sales specialists, Dual+ delivers a streamlined journey from enquiry through to completion. These latest enhancements reinforce our commitment to helping brokers complete more deals, more quickly, while delivering a better experience for borrowers.”
Laura Carr, director of underwriting, Compliance and Stakeholder Relations, added: “By moving valuations earlier in the process and increasing the availability of dual legal representation, Dual+ gives brokers a clearer and more efficient route to completion. From an underwriting perspective, having key information available sooner allows us to assess cases with greater speed and confidence, while maintaining the robust approach to risk management that brokers and borrowers expect from Hope Capital Property Finance.
“These enhancements are a direct response to broker feedback and reflect our ongoing focus on making the bridging journey as straightforward as possible. By combining smarter processes, experienced teams and a proposition built around certainty, Dual+ helps brokers navigate complex transactions more effectively and deliver the outcomes their clients need.”