MBT Affordability integrates with Pepper Money

MBT Affordability provides brokers with one easy to use platform to find out which lenders best match the affordability and criteria requirements of their clients. The addition of Pepper Money to the platform means that brokers can now carry out affordability research for more than 40 residential and 65 buy-to-let mortgage lenders, all from one easy-to-use form.

As a specialist lender, with individual underwriting, Pepper Money takes a strong approach to affordability, particularly on more complex cases. Pepper is able to lend to customers with adverse credit and can consider one year’s accounts for self-employed applicants, day rate contractors, 100% of shift allowance, and offers flexibility around non-court ordered maintenance.

Mortgage Broker Tools launched MBT Affordability in early 2019. The platform has twice been ranked the Best Affordability Solution for brokers by Smart Money and won Best Use of Technology at the Mortgage Finance Gazette Awards 2021.