Premium Credit offers flexible financing to help regulated businesses pay 2026 FCA fees
As regulated businesses receive their latest ‘on account’ fee notices from the Financial Conduct Authority (FCA), Premium Credit is assisting firms by helping them spread the cost through monthly payments.
Firms whose FCA fees exceeded £50,000 in the previous year will receive two invoices annually, with 50% of the total typically due in April. These “top-up” or “on account” fees can place a strain on cashflow if paid as a single lump sum. Premium Credit is offering a straightforward financing option that enables firms to manage these costs more effectively.
Premium Credit has supported firms in the market since 2005 and has now financed over £650m worth of FCA fee payments. Its financing solution allows firms to meet new FCA invoices in instalments – much like other regular outgoings – helping businesses plan for the future and reduce cashflow stress.
Businesses can apply in minutes to spread the cost of FCA fee invoices with finance usually available over 10 months.
Nigel Stewart, sales director – Specialist Finance, Premium Credit, said: “Firms operating in the regulated space are working in an uncertain and continuously changing economic landscape. We’ve designed our financing solution to provide businesses with as much flexibility as possible when managing their FCA fees, including ‘on account’ fees, by offering an alternative to paying a large sum all at once. This eases the strain on working capital so it can be used where it matters most.”
He continued: “We’ve invested further in our digital platform this year to make the application process as quick and straightforward as possible. We offer a compliant, streamlined customer journey from application to completion.”
Premium Credit is encouraging firms to review their payment options as early as possible to avoid late payment charges.