Starling to launch fee-free Business Credit Card with uncapped 1% cashback
Starling Bank is diversifying its lending by launching its first business credit card this month, giving eligible customers 1% uncapped monthly cashback, with no annual fee or foreign exchange fees, built directly into the Starling app.
The bank will soon open early access to the new Starling business credit card for select limited company customers. Eligible businesses will receive an email invitation to apply.
Bernadette Smith, chief customer and banking officer at Starling, said: “We are putting our capital behind entrepreneurs. This is a deliberate step to diversify our revenue through directly lending to our customers, accelerating our product momentum, and delivering high-impact growth for our customers and the bank alike.”

The Starling business credit card will offer:
- Uncapped 1% monthly cashback on eligible spending
- No annual fee and no foreign exchange fees
- Available credit limits from £2,000 to £100,000
- Physical and digital cards available
- Mastercard perks, including access to leisure experiences and airport lounges and fast-track lanes
- Up to 55 days interest-free spending on purchases*
- 24.90% APR (variable)
The card is the latest cash flow tool Starling has launched for business customers this year. Others include tap to pay, expense cards, team access, Starling Accounting software, AI Smart Tools, and free invoicing.

